As a participant in the International Union of Operating Engineers Local 4 Health and Welfare Plan, you are covered by a comprehensive benefits program. The Plan is designed to protect and provide for your family's financial security through a broad range of unexpected events and extraordinary expenses. The Plan Document is now available on-line. It is intended to satisfy the requirements set forth by the Employee Retirement Income Security Act (ERISA). If you experience any problems with the Plan Document please drop us an e-mail.