Building a Better Benefits Plan

  

Summary of Important Changes Made to the Health and Welfare Plan

Your Summary Plan Description (“SPD”) document, published January 1, 2015, provides you with detailed information to help you understand your Health and Welfare Plan  (the “Plan”) benefits.  The Plan is required to summarize updates that have been made to the SPD as a result of certain changes voted on by the Board of Trustees.  Please refer to the following editions of HealthLine where you can find Summary of Material Modifications (“SMM”) describing such changes.  We encourage you to keep copies of all notifications with your SPD for future reference.  Plan updates are typically published on pages 1 and 8, respectively, of each HealthLine.  

If you have questions about your benefits, please call or write the Funds Office at the following telephone number or address:


IUOE Local 4 Health and Welfare Plan

16 Trotter Drive, PO Box 660

Medway, MA 02053-0660

508-533-1400 (select option 5)

office@local4funds.org

Grandfathered Health Plan

Please note that this Plan is a “grandfathered health plan” under the Affordable Care Act.  For more information, please refer to page v of your SPD, or page vii of the online version.