COVID-19 Webinars offered by Blue Cross Blue Shield of Massachusetts 

Blue Cross Blue Shield of Massachusetts is pleased to be hosting a series of member-level webinars aimed at helping those dealing with stress, anxiety and other extenuating issues brought on by the onset of Covid-19. Click here for dates and times. 

COVID-19 Testing and Treatment Cost Share for Members

The Plan has waived all member cost share, including copays, coinsurance, and deductibles, for any COVID-19-related inpatient or outpatient care at both in- and out-of-network facilities, retroactive to March 6, 2020, and lasting until the state of emergency has been lifted from your state of residence. Click here to read more regardingtesting and treatment costs.

Message from the Trustees of the H&W, Pension, and Annuity & Savings Plan

The effects of the COVID-19 health crisis reach far and wide.  Though the emphasis is on keeping us all safe and healthy – as it needs to be – social distancing and staying at home have resulted in large-scale unemployment, financial uncertainty, and concerns about the future.  The Trustees of the Plans have made a series of changes that are now effective and that they hope will ease some of your immediate financial burden and any worries you may have about your future benefits. Click here to read this important Summary of Material Modification to the Health & Welfare, Pension, and Annuity & Savings Plans.

Message from Local 4 Benefit Funds Office

Please note that the IUOE Local 4 Union and Funds’ Office locations in Medway will be closed as a result of COVID-19 until Friday, May 15th and are scheduled to re-open on Monday, May 18th. Our employees are able to continue working remotely and will be accessible to you via telephone and email for any questions or concerns you may have during normal business hours of 8:00 am to 4:00 pm, Monday through Friday. Thank you for your understanding.

Click here to email the Benefit Funds Office

Message from Blue Cross Blue Shield of Massachusetts

Blue Cross Blue Shield of Massachusetts (BCBSMA) continues its commitment to eligible Local 4 members and their dependents as we all navigate the rapidly changing conditions presented by the COVID-19 pandemic.  Based on emerging guidance from state, federal and public health offices, BCBSMA is expanding coverage and access for care for our members during this public health emergency.   

Remember: Through a partnership with Well Connection, powered by American Well, eligible Local 4 members and their dependents can access a national network of board-certified doctors and therapists for video-visits.  Access Well Connection here:

Read more from BCBSMA  

Message from CVS 

CVS Health is taking steps to care for you and to help you stay adherent during this outbreak.  

The spread of the new coronavirus (COVID-19) continues to make headlines and cause plan members uncertainty and anxiety.  Under the circumstances, refilling medications is a wise precaution.  We want to help you ensure you have access to needed medications, including in emergency situations.  

We are waiving early refill limits on 30-day prescriptions for maintenance medications at any in-network pharmacy.  Relaxing refill-too-soon limitations allows you to obtain maintenance medication prescriptions ahead of the normal fill schedule. The 30-day early fill override is a temporary process in effect for the current COVID-19 emergency situation.

Read more from CVS

Message from Modern Assistance Programs:

With COVID-19 leading the news headlines it’s easy to underestimate the impact this has on the mental health of the workforce. The uncertainty of this outbreak has left many feeling an increase in anxiety and stress. The impacts of this have been felt in areas surrounding every aspect of everyday life, whether it be financial, childcare needs, or health concerns. 

Read more from Modern Assistance

Click here for tips for managing anxiety around COVID-19

Click here for more information regarding the Virtual Counseling Program


Important: Employers and Members!

ESS and MSS  is back up and running!  Sorry for the inconvenience. We have installed Multi-Factor Authentication (MFA) to increase your security. To log in, enter your existing username and password. 

Upon logon, you will receive an email to the email address in our system. Enter this code in the pop-up. You will then be required to enter a new secure password and answer new security questions. All future logins will require authentication from your email and you will not be required to change your security questions. Please do remember your answers to the questions. Additional security measures will be added and we will keep you updated.

If you have any questions, please email the Funds Office at or call us at 508-533-1400 with any difficulties logging in.


New COVID-19 Mental Wellness Tools

Getting Started Is Easy!

Click here for more information.  



Labor Health & Financial Wellness Fair


Sunday, October 25th    


Scholarships Offered by Massachusetts Coalition of Taft-Hartley Trust Funds

Building a Better Benefits Plan

The International Union of Operating Engineers Local 4 Benefit Funds Office proudly serves the men and women of Local 4 and their families. We know how hard you work, and we value the skill and

dedication you bring to your craft. You deserve the very best health care and retirement, and my staff and I come to work every day with the goal of exceeding your expectations.

The steady leadership of our Trustees and the contribution income generated by your labor have combined to allow the Funds to build a foundation under your feet that grows stronger each year. 

The Health and Welfare Plan has been able to enhance benefits over time, such as lowering the number of hours required for eligibility, lowering copays and deductibles, and providing a greater platform of benefits for our participants. 

The Pension Plan's funded percentage has remained 80 percent or greater - the federal government's "green," or safest, zone - every year since such monitoring was enacted in 2006. Further, in the last 20 years, the Pension Plan Trustees have more than tripled the accrual rate per pension credit.


The Annuity and Savings Plan provides Local 4 members with the opportunity to supplement their pensions in retirement through both employer and employee contributions. 

We want you to have the peace of mind you need to do your important job: to construct our skyline, our infrastructure, and our community's hospitals and schools. We'll focus on building and administering your plan of benefits, and on being there to help keep you and your family healthy and financially sound. We have your back.

If you ever need anything from us, please call or email the Funds' Office. We stand ready and willing to help.

Gregory A. Geiman, Administrator 


In accordance with guidance from the Internal Revenue Service, the IUOE Local 4 Health & Welfare Fund will not be distributing Form 1095-B to individuals documenting coverage for the tax year 2019.

You will continue to receive a Form 1099-HC from Blue Cross Blue Shield.  Individuals who wish to receive a copy of their 1095-B may send a request to or to the following address: 

IUOE Local 4 Funds, Re: Form 1095-B Inquiry, P.O. Box 660, Medway, MA 02053. If you have any questions, please feel free to call us at 508-533-1400 x307.