Blue Cross Blue Shield of MA and UMass have reached agreement on a new contract and UMass will remain in-network. There will be no gaps in coverage. Please call the Funds Office at 508-533-1400 with any questions.
ABOUT US
Local 4 members work hard, often in physically demanding jobs, and deserve great health and retirement benefits. Thanks to the steady leadership of our Funds’ Trustees and contributions generated by your work, we are able to provide a comprehensive health care plan and retirement plans that will allow you to retire with dignity.
Important Updates from the Funds Office
Local 4 Life: 2026 $250 Incentive
Click on TrestleTree’s logo to view an informational flyer.
New Program: Carrum Health
What is my benefit?
Starting October 1, 2024, you will have access to the Carrum Health program for the following procedures at participating centers of excellence: hip and knee replacement surgery, spinal fusion surgery, bariatric surgery, other orthopedic and spine procedures, cardiac surgery, virtual oncology support and guidance for all diagnoses, comprehensive treatment for breast and thyroid cancer, and CAR-T cell therapy. When these services are approved and performed through Carrum, they are covered at 100%, meaning there is no out-of-pocket cost to the participant such as deductibles, copays, or coinsurance. Some restrictions may apply.
For more information, contact Carrum at carrum.me/IUOELocal4 and message a Carrum care specialist or call 888-855-7806.
Employee Assistance Program with Lyra Health
When life gets busy, it can be hard to prioritize your mental and emotional well-being. At Local 4, we’re dedicated to providing you and your dependents with the support you need, which is why we’re introducing Lyra Health as a new mental well-being benefit.
Click on Lyra’s logo to view an informational flyer.
Lyra at a Glance
Lyra provides care for your emotional and mental health, how, when, and where you need it, at no cost to you. Whether you’re feeling stressed, anxious, or depressed, short-term support from Lyra can get you back on your feet. With online tools, research-backed therapeutic methods, and top therapists, coaches, and digital tools, you and your dependents can tap into an easy, convenient way to get unstuck in just a few months.
To learn more about Lyra Health, visit Local4Funds.lyrahealth.com or call (844) 926-2482 24/7/365 to speak with a Lyra Care Navigator.
Lyra’s Care for Teens
With Lyra Health, your mental health benefit, every member of your family—including kids age 2+, teens, adults, and couples—gets care tailored to their specific needs so they can get better, faster.
If you have a child, teen, partner, or other adult family member who is struggling, there are things you can do to support them in their mental health journey. Learn the common warning signs to look for and understand how you can help.
From 1:1 care with a licensed therapist or a certified mental health coach, to self-guided resources, Lyra has options to support you and your family. Visit local4funds.lyrahealth.com or call (844) 926-2482 to get started.
Funds’ Office Social Worker Available for Therapy
Karen Larsen, LICSW, Social Worker and Care Coordinator in the Local 4 Funds Office can see members and their dependents 18+ for teletherapy services. Virtual sessions are available for those residing in Massachusetts and Maine. Karen uses a collaborative approach to identify strengths to find strategies to help you reach your goals. Karen’s areas of focus include life transitions, loss and grief, issues of caregiving, the aging process, and anxiety. Please contact Karen at 508-533-1400 ext. 127 for a brief consultation to discuss if this is the right fit for you. Karen can also provide assistance in locating mental health providers in the event that it is not a suitable match.
For information about your rights under the No Surprises Act and Transparency in Coverage Rule, please click here.
From the Funds Administrator
Plan Participants,
It’s my honor to serve the Local 4 community as your Funds Administrator. At the Operating Engineers Local 4 Benefit Funds, we’re committed to making sure that you have all of the resources you need to live a happy, healthy life. We proudly offer comprehensive healthcare and retirement plans that put Local 4 families first.
Our team’s commitment to you and your family continues through our brand-new website. I hope it’s a place you can learn about your benefits and our many service offerings, access important documents, and plan for your future. We’ll be updating this site with real-time updates, so please visit regularly for the latest news and announcements.
As always, we are ready to assist in any way. If you have any questions, click here to get in touch with us.
Gregory A. Geiman, Esq.
Local 4 Funds Administrator
