Local 4 members work hard, often in physically demanding jobs, and deserve great health and retirement benefits. Thanks to the steady leadership of our Funds’ Trustees and contributions generated by your work, we are able to provide a comprehensive health care plan and retirement plans that will allow you to retire with dignity.

Important Updates from the Funds Office

Coming soon – The IUOE Local 4 Annuity and Savings Plan is moving to Fidelity!

Click here to learn more.

The Board of Trustees of the IUOE Local 4 Annuity and Savings Plan (the Plan) recently completed a review of retirement plan providers and are excited to share that we have selected Fidelity Investments® as the Plan’s new provider of recordkeeping services. The Plan will move to Fidelity effective January 2024. We believe Fidelity will offer even more to help support your savings goals, today and in retirement.

The Annuity and Savings Plan at Fidelity will offer:
  • The NetBenefits® website and mobile app to easily access and manage your account.
  • Online planning tools, videos, and workshops to help you make decisions for your future.
  • Help and investment advice from Fidelity’s experienced representatives.

We’re excited about the changes ahead for the Plan at Fidelity.


We will be hosting a virtual seminar to introduce Fidelity to Local 4 members on December 6 at 6:00 p.m. More information to follow!





Click on Lyra’s logo to view an informational flyer.

New Employee Assistance Program with Lyra Health

When life gets busy, it can be hard to prioritize your mental and emotional well-being. At Local 4, we’re dedicated to providing you and your dependents with the support you need, which is why we’re introducing Lyra Health as a new mental well-being benefit.

Lyra at a Glance
Lyra provides care for your emotional and mental health, how, when, and where you need it, at no cost to you. Whether you’re feeling stressed, anxious, or depressed, short-term support from Lyra can get you back on your feet. With online tools, research-backed therapeutic methods, and top therapists, coaches, and digital tools, you and your dependents can tap into an easy, convenient way to get unstuck in just a few months.

To learn more about Lyra Health, visit or call (844) 926-2482 24/7/365 to speak with a Lyra Care Navigator.

Funds’ Office Social Worker Available for Therapy

Karen Larsen, LICSW, Social Worker and Care Coordinator in the Local 4 Funds Office can see members and their dependents 18+ for teletherapy services. Virtual sessions are available for those residing in Massachusetts and Maine. Karen uses a collaborative approach to identify strengths to find strategies to help you reach your goals. Karen’s areas of focus include life transitions, loss and grief, issues of caregiving, the aging process, and anxiety. Please contact Karen at 508-533-1400 ext. 127 for a brief consultation to discuss if this is the right fit for you. Karen can also provide assistance in locating mental health providers in the event that it is not a suitable match.

For information about your rights under the No Surprises Act and Transparency in Coverage Rule, please click here.

Health and Welfare Plan

Our Health and Welfare Fund provides a comprehensive insurance benefit plan for eligible members and their families.

Pension Plan

Our Pension Plan provides vested members, qualified surviving spouses, and other beneficiaries with a guaranteed retirement benefit.

Annuity and Savings Plan

Our Annuity Plan provides an additional way to prepare for retirement through a participant-directed account with an optional 401(k) component.

From the Funds Administrator

Plan Participants,

It’s my honor to serve the Local 4 community as your Funds Administrator. At the Operating Engineers Local 4 Benefit Funds, we’re committed to making sure that you have all of the resources you need to live a happy, healthy life. We proudly offer comprehensive healthcare and retirement plans that put Local 4 families first.

Our team’s commitment to you and your family continues through our brand-new website. I hope it’s a place you can learn about your benefits and our many service offerings, access important documents, and plan for your future. We’ll be updating this site with real-time updates, so please visit regularly for the latest news and announcements.

As always, we are ready to assist in any way. If you have any questions, click here to get in touch with us.

Gregory A. Geiman, Esq.
Local 4 Funds Administrator

2023 Local 4 Health & Welfare Plan 5K

Contact the IUOE Local 4
Benefit Funds Office

Click the button below to get in touch with us – office location, phone, fax, and email!

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